4 Things to Discuss With Your Financial Advisor

Nowadays, it is important to seek advice from financial advisors. They often play a major role in impacting your present and future finances. By building relationships with these cash-savvy individuals, it can lead to financial success. However, before you go see your financial advisor, read on to learn four things you should be prepared to discuss in order ensure that your financial future is secure.

Allan Oulate Finanacial Advisor

Prepping for your meeting is key.

Emergency Savings

One of the most important financial moves you must make is to have emergency savings. For starters, it might be best to put $50-100 a week aside, especially on days when you are home not doing anything. This can be helpful because if you are ever in a serious need of money you won’t have to dip into your retirement plan, savings account, or take on more unnecessary debt.


Everyone knows how expensive college can be. It can require a lot of money, especially if you have more than one child. I suggest you speak with your financial advisor about starting a college fund when your children are young. As college tuition continues to increase, it may be best to get ahead of the game and start saving now.

Figure Out Your Bad Spending Habits

You should definitely let your financial advisor know what your income is, and what your spending habits consist of. This gives the advisor an idea of how much you should and shouldn’t spend on a daily basis. If you come into your meeting with your advisor and already map out your financial weaknesses it can allow you to both to figure out ways to fix your issues faster.


Before heading to your financial advisor, you should sit and write down some short and long term goals that you have in mind. This can give your advisor a better idea of how you should invest and spend your money, accordingly. I would give your advisor at least 5 short and long-term goals. These goals can range from buying a house to retiring.  

Keep these things in mind and you’re sure to have a successful meeting!